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Terms of Use & Privacy Statement

Last Revised: March 18, 2019

This Terms of Use and Privacy Policy is applicable to SATOV Consultants Inc. (“SATOV”) and sets out our policy on the gathering and use of information on this site. SATOV is committed to providing safe web sites for visitors of all ages and has implemented this Privacy Policy to demonstrate our firm commitment to your privacy. SATOV complies with Canadian Federal and Provincial privacy laws and regulations including the Personal Information and Electronic Documents Act (2000, c.5).

There may be links from our Sites to other web sites; note that this Privacy Policy applies only to our sites and not to web sites of other companies or organizations to which our sites may be linked. You must check on any linked sites for the privacy policy that applies to that site and/or make any necessary inquiries in respect of that privacy policy with the operator of the linked site. These links to third party websites are provided as a convenience and are for informational purposes only. SATOV does not endorse, and is not responsible for, these linked websites.

Terms of Use


This website is provided to you by SATOV Consultants Inc. (“SATOV”). By using this website, you agree to be bound by and comply with these terms of service, which are subject to and incorporate any additional terms of service elsewhere on this website. SATOV may change these terms of service at any time without notice. Please check these terms of service periodically for changes. Your continued use of this website following the posting of changes will mean that you agree to be bound by, and will comply with, the changes.

Prohibited use of this Website

 You may not attempt to gain unauthorized access to, or breach the security or authentication measures of any portion of this website, or any other systems or networks connected to this website or any SATOV server (or services) or obtain any materials, documents or information through any means not purposely made available through this website.

You may not interfere or attempt to interfere with proper working of this website or any transaction being conducted on this website, or with any other person’s use of this website.

You may not pretend that you are, or that you represent, someone else, or impersonate any other person.

You may not frame, link to, or screen scrape this website without SATOV’s express prior written consent.

You may not reproduce or redistribute any HTML code, Java code or other code contained on this website without SATOV’s express prior written consent.

You may not use this website or any of its content for any purpose that infringes upon, misappropriates or violates the rights of any person or encourages or that effects harmful or illegal activity.

Our Commitment to Security

SATOV has put physical, electronic, and managerial procedures to safeguard and help prevent unauthorized access, maintain data security, and correctly use the information we collect online. SATOV applies security safeguards appropriate to the sensitivity of the information, such as retaining information in secure facilities and making personal information accessible only to authorized employees on a need-to-know basis.


This website and its content are provided “as is” and use of this website or its content is at your own risk. SATOV does not make any representations, warranties or conditions about the quality, accuracy, reliability, completeness, currency, or timeliness of this website or its content. SATOV does not assume any responsibility for any errors, omissions or inaccuracies of this website or its content. To the fullest extent permitted by law, SATOV disclaims all warranties, representations and conditions of any kind with respect to this website and its content whether express, implied or collateral, including, without limitation, representations, warranties or conditions about the quality, accuracy, reliability, completeness, currency, or timeliness of the website or its content and implied warranties and conditions of merchantability, fitness for a particular purpose and non-infringement or that this website or its content are or will be error-free or will operate without interruption.

Limitation of Liability

In no event will SATOV be liable, whether based on warranty, contract, tort, negligence, strict liability or any other legal theory, for any damages of any kind (including, without limitation, direct, indirect, incidental, consequential, special, exemplary, punitive damages, lost profits, loss of use, loss of data, personal injury, fines, fees, penalties or other liabilities), whether or not SATOV is advised of the possibility of such damages, resulting from the use of, or the inability to make use of, this website or its content.


SATOV’s websites contain links to third party sites. These links have been provided solely as a convenience for users of the websites and do not constitute an endorsement by SATOV of the content of the third party sites. Links to SATOV websites may also be provided from other websites either known or unknown to SATOV. Accessing other websites linked to or from SATOV’s websites is at your own risk. If you wish to link to this website, please contact us.

Intellectual Property

All content on or available through this website is owned by SATOV and is protected by copyright, trade-mark and other intellectual property laws and treaty provision laws. Except as expressly provided on this website, no content on or available through this website may be copied, reproduced, republished, uploaded, posted, transmitted, distributed or otherwise exploited in any way, without SATOV’s express prior written consent.


You agree to indemnify and hold SATOV, its employees and affiliates, harmless from any demands, loss, liability, claims or expenses (including legal fees), made against SATOV by any third party due to or arising out of or in connection with your use of this website or its contents.

Protection of Children Online 

SATOV considers the protection of children’s privacy, especially online, to be of the utmost importance. We do not knowingly collect or solicit personal information from children nor do we allow them to request information through our sites or help-seeking information lines.


 Our Websites

We use various technologies to collect non-personal information about your use of our websites. In particular, we use:

  • Cookies (small files placed on your browser by us or our service providers that facilitate recognition of your browser to allow for storage of user preferences and related information);
  • Automatic logging of session data (information automatically collected by our servers such as UP addresses, browser types, return visits, and referring pages);
  • Google Analytics (Google Analytics is a web analysis service provided by Google. Google utilizes the data collected to track and examine the use of, to prepare reports on its activities and share them with other Google services);
  • Constant Contact (Constant Contact is an email marketing service provider used to send out company newsletters, as well as track data from newsletters such as which subscribers opened which portions of the newsletter, as well as who has unsubscribed from receiving it).
  • MailChimp (MailChimp is an email marketing service provider used to send out company newsletters, as well as track data from newsletters such as which subscribers opened which portions of the newsletter, as well as who has unsubscribed from receiving it).

These technologies allow us to:

  • Enhance the functionality of our websites
  • Obtain statistical analysis of website traffic (e.g. what pages are most popular);
  • Administer our website and servers;
  • Allow for auditing of our servers by third parties; and
  • Enhance user experience on our websites and improve our services.

You have the ability to accept or decline cookies. The Help function within your browser will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. If you reject our cookies, or the cookies of service providers placed on our behalf, we cannot gather the information about your visit to our websites that we use these cookies to provide. This may affect your experience with our websites, including a loss of functionality on our websites.

By entering your e-mail address you are choosing to subscribe to our newsletter. You can unsubscribe by contacting us or clicking the unsubscribe option within the newsletter.

Our Websites and Social Media

Our websites have links to other sites or services not provided by us, including social media websites that we may use along with you. These websites or services may have different privacy practices and policies than ours and we recommend that you review their privacy policies to determine if they are acceptable to you. While we are not responsible for those privacy policies and practices, we are responsible for any personal information we collect, use or disclose on those websites or services in accordance with this statement of privacy practices.

Access, Correction, Inquiries and Complaints

For more information regarding our privacy policies and practices, please email You may also contact us in the same manner to make a complaint about our privacy policy practices.